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Norm's Desk

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Additional Coverage Lines for Business

Adams Insurance places all your coverage needs including, but not limited to:


Pollution is an increasing concern for contractors especially as the minimal coverage provided under your GL policy is stripped away. We have markets ready to cover this exposure.


Do you have an errors & omissions exposure? Don’t be surprised by the answer to that question. Your GL policy will not help you if you are mistaken.

Directors & Officers

If you have shareholders, you have a D&O exposure! Call us to find out what coverage you need.


Employee theft is a more common occurence than company owners would like to believe.  The question is NOT whether to buy the coverage.  The question is how much is enough! 


We provide insurance for Controlled Insurance Programs whether they are owner or contractor controlled. We can help you administer the policy as well.

Owner’s & Contractor’s Protection Policy

Many contractors offer OCP policies to their owners as substitutes for onerous indemnities.  We can help place the OCP.

Insurance for Contractors

There are many policies that meet the unique needs of contractors (equipment and installation floaters are just two examples).  Adams Insurance can tailor the right fit for every contractor.

Life Insurance and Financial Services

Life Insurance can be the difference between a business that successfully navigates a transition in ownership or key persons and one that is ripped apart at the seams. Family-owned businesses, partnerships, and corporations all have need for life insurance and annuities. We can help determine the best product to meet your needs. We offer the following life insurance and financial services:

  • Business Continuation Planning

  • Key Employee

  • Buy-Sell Arrangements

  • Deferred Compensation

  • Asset Protection


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