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Norm's Desk

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Employee Benefits

PPO, ASO, HSA, HRA, COBRA, HIPAA, AD&D, LTD, 401K and the PPACA ... fortunately, we speak fluent Group Benefits.  Benefits are an employer’s largest cost expenditure next to payroll.  We think they should be a benefit to both employee and employer.  We work with carriers and TPAs to design truly custom plans for employers that demand the maximum amount of flexibility.  

With the enactment of the Affordable Care Act, things will never be the same for health insurance.  Download our "Commiserative Edition" ACA Timeline on the right.  We can help you navigate the ocean of regulations and rules.  Even if you think just paying the penalty is the cheapest approach, we can design an alternative that keeps the IRS out of your business and offers a benefit plan to your employees at a cost less than the penalty!

Finally, our work does not stop with enrollment.  Our benefits team is ready to assist you and your employees with any claim issues or questions that arise.  With HRConnection, we can help you create and establish a custom web portal to manage your own benefits program online, even vacation administration.  

Adams specializes in the following benefit areas:

  • Health Insurance – Fully insured and self-insured;

  • Health Savings Accounts, Health Reimbursement Accounts, and Flexible Spending Accounts;

  • Stop Loss Insurance for self-funded groups;

  • Group dental plans;

  • Long term and short term disability;

  • Life Insurance;

  • Long Term Care;

  • Medicare Supplements and Part D Drug Coverage;

  • 401(k);

  • Section 125 Cafeteria Plans;

  • Individual health insurance;

  • Online benefits administration and employee web portals; and 

  • Affordable Care Act Compliance.


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