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Keep up with our fearless leader right here! Join the fight or just admire the grit.

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Andy Adams

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Posted by Andy Adams on September 18, 2017 - 10:38am
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Here is our blog for C3 and Construction Citizen:

An excerpt:

The citizen response to Hurricane Harvey was awe-inspiring to the entire nation. Those of us who make our living in the Houston area and the State of Texas are right to feel a sense of pride at the way our community has come together to respond to this challenge. We seem to have made it past the initial crisis stage but a much longer and perhaps more difficult trial remains: RECOVERY.
 
Texas construction contractors will be critical from here on out, and the construction community is chomping at the bit to get going. Workforce and escalating material costs will be a problem, but every contractor we know wants to get involved and help by any means necessary! They are inspired by the examples of those first-responders (and may have actually been among them)! As well they should be!
 
Get going, but please don’t forget your company’s “PPE!” We wouldn’t let our workers work on any job without proper PPE, whether it be gloves, hard hats, or breathing masks. So too, we cannot be so eager to respond that we forget the essential PPE that protects our companies: appropriate subcontractor agreements and insurance. Here are some things to consider BEFORE you set to work.
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Posted by Andy Adams on August 30, 2017 - 2:59pm
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#1 Protect what you can.  Avoid any additional risks and be safe first, property next.

#2 Report damage to your agent and/or carrier.  If you have flood coverage, report the claim.  Get the ball rolling.

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Posted by Andy Adams on August 25, 2017 - 10:21am
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Lucky us.  Harvey (Two-Face) has his eye on the Texas coast.  He is bringing hurricane winds (Face #1) and torrential rains (Face #2) up and down the Gulf Coast.  We hope and pray your insurance coverages will not be necessary in the next few days, but here are some essential phone numbers and tips if they are needed:

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Posted by Andy Adams on June 30, 2017 - 2:35pm
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This is what defeat looks like.  Exhausted, bleeding, and encrusted in the gore of the battlefield, the soldiers have fought a good fight, but all hope has left them.  Enemies surround them and now press in for the kill.  It’s over . . . or so they think.  
 
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Posted by Andy Adams on January 23, 2017 - 4:42pm
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It seems all but certain that Republicans will repeal as much of Obamacare as they can through the reconciliation process that only requires 51 votes in the Senate instead of the normal 60 votes required for cloture of any issue.  However, to take advantage of that process, the items need to be revenue related.  Certainly, that is not an insignificant piece of the legislation.

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Posted by Andy Adams on January 23, 2017 - 4:18pm
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The blog at adamsinsurance.com has been pretty quiet since midway through 2016.  We are working a website redesign that will "fundamentally transform" (but in a good way) this website.  Please stay tuned, and we will let you know when we finish it.   In the meantime, we will try to blog more often than semiannually. 

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Posted by Andy Adams on July 29, 2016 - 11:16am
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The Section 1557 Non-discrimination regulations for the ACA were released in May, and the carriers are releasing their notices and interpretations of the regulations.  I guess this is one of those "hidden easter eggs" in Obamacare that no one discussed, voted on, or even thought about WAY WAY back in 2010 when the law passed.  You remember 2010, right?

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Posted by Andy Adams on July 1, 2016 - 2:40pm
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We are hearing reports that the first letters from the Department of Health and Human Services regarding employees who have obtained premium subsidies through the He

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