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Posted by Andy Adams on June 30, 2017 - 2:35pm
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This is what defeat looks like.  Exhausted, bleeding, and encrusted in the gore of the battlefield, the soldiers have fought a good fight, but all hope has left them.  Enemies surround them and now press in for the kill.  It’s over . . . or so they think.  
 
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Posted by Andy Adams on January 23, 2017 - 4:42pm
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It seems all but certain that Republicans will repeal as much of Obamacare as they can through the reconciliation process that only requires 51 votes in the Senate instead of the normal 60 votes required for cloture of any issue.  However, to take advantage of that process, the items need to be revenue related.  Certainly, that is not an insignificant piece of the legislation.

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Posted by Andy Adams on July 29, 2016 - 11:16am
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The Section 1557 Non-discrimination regulations for the ACA were released in May, and the carriers are releasing their notices and interpretations of the regulations.  I guess this is one of those "hidden easter eggs" in Obamacare that no one discussed, voted on, or even thought about WAY WAY back in 2010 when the law passed.  You remember 2010, right?

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Posted by Andy Adams on July 1, 2016 - 2:40pm
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We are hearing reports that the first letters from the Department of Health and Human Services regarding employees who have obtained premium subsidies through the He

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Posted by Andy Adams on January 19, 2016 - 5:22pm
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In spite of the delay of the deadline to file the Form 1094 and 1095, employers subject to the recordkeeping requirements (those with 50+ employees or self-funded plans of any size) are at their wits end making sense of the instructions for filing these forms.  We have conducted two live seminars and two webinars in January, and employers are upset and irritated by these recordkeeping rules.  Rightly so.  

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Posted by Andy Adams on December 21, 2015 - 3:55pm
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Adams Insurance and ASA Houston present your last opportunity to get help with your 1094 and 1095 filings required THIS January by the Affordable Care Act!  On Tuesday, January 5th, 2016 at 9:00 AM and AGAIN on Wednesday January 6th at 9:00 AM, we will host a "cram" session on your 1094 and 1095 filings with the IRS.  Please RSVP for the one most convenient to you.  We are limiting each session to 20 attendees. 

1094 | 1095 | ACA
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Posted by Andy Adams on December 2, 2015 - 10:09am
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In the Pixar/Disney movie Finding Nemo, a major plot device is the extremely short-term memory of a fish named Dory (indeed, it looks like the sequel, Finding Dory will almost entirely revolve around this faspect of Dory's personality).  It is often hilarious that Dory can't remember something she just learned or was just told.

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Posted by Andy Adams on November 2, 2015 - 4:52pm
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This WSJ editorial on The Slow Motion Implosion of Obamacare is worth your time. It details the practical realities of why enrollments have stalled and the ACA is not living up to its promises.  Surprise, surprise!.

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Posted by Andy Adams on October 5, 2015 - 1:57pm
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A small portion of the ACA was quietly repealed last week.  The provisions that require the definition of a "small group" under the ACA to expand to any group under 100 in 2016 were repealed.  The President has indicated thate he will sign the bill.

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Posted by Andy Adams on June 25, 2015 - 1:25pm
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Remember Jonathan Gruber?  Yeah, neither does the SCOTUS.  Jonathan Gruber was the Obamacare architect that made it clear to everyone that would listen at the time of the law's passage and thereafter (at least until it became politically inconvenient) that the absence of subsidies through the federal exchange WAS A FEATURE not a bug of the law.  See our coverage of Mr.

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