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ACA

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Posted by Andy Adams on June 30, 2014 - 5:16pm
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Supreme Court decisions are a lot like used car sale ads in the newspaper.  You really should read the fine print.  Facebook and Twitter are ablaze today as people paying nominal attention to their email inbox or news feed on Facebook simultaneously rejoice and rage about the ruling in Burwell v. Hobby Lobby Stores, Inc.

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Posted by Andy Adams on June 12, 2014 - 3:06pm
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The Affordable Care Act (ACA) requires health insurance issuers and sponsors of self-insured health plans to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are reported and paid annually using IRS Form 720 (Quarterly Federal Excise Tax Return).  If you have a fully-insured group health plan, you carrier will handle the PCORI fee payment.

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Posted by Andy Adams on May 6, 2014 - 11:13am
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This letter from Ms. Wanda Buckley, in Marion, Arkansas, was posted at Forbes.com and provides a good distillation of the experience millions of Americans are having with Obamacare.  We have included this excerpt below but encourage you to read the whole thing:

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Posted by Andy Adams on April 9, 2014 - 4:50pm
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The crisis that was (is) the uninsured was a primary justification for the passage of the ACA.  "We have 40 million people without health insurance!  We have to do something."  And something they did.  A massive expansion of the public into the private sector.  The cancellation of more than 4 million existing health insurance policies.  Double-digit increases in premiums costs, etc.

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Posted by Andy Adams on March 25, 2014 - 1:36pm
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Hobby Lobby will stand before the Supreme Court today to plead its case on why it should not be forced to offer abortion pills in the health insurance plan it provides for its employees.  You may recall that the Obama Administration has tried to "accommodate" religious institutions, but its "accommodation" is illusory at best.  That is another lawsuit.  In Hobby Lobby's case, no accommodation or reprieve has been offered.  

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Posted by Andy Adams on March 24, 2014 - 4:47pm
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As we near the end of the first open enrollment period for the state and federal exchanges, we are getting some data about just who is signing up and/or enrolling for health insurance coverage.  First, there is a difference between "sign ups" and "enrollments."  Sign ups have not yet paid.   Enrollments have paid.

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Posted by Andy Adams on March 24, 2014 - 4:20pm
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In my inbox this morning was an advertisement from Organizing for Action with this sticker.  This is a play on the Yellow Gadsen Flag that dates from the revolutionary war and has become a favorite at Tea Party rallies and on the bumpers of those less appreciative of government overreach.  The coiled rattlesnake has been replaced by a coiled stethescope.  The message has been altered from "Don't Tread On Me" to "Don't Tread On My Obamacare."  Clever to be sure.

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Posted by Andy Adams on February 11, 2014 - 4:55pm
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We were greeted with the "surprise" news that the employer mandate has been delayed FOR SOME EMPLOYERS once again.  I place the word "surprise" in quotes not because we knew it was coming, but because at this point being "surprised" by the sudden changes in Obamacare is like Vizzini repeatedly declaring "INCONCEIVABLE!" in The Princess Bride.  

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Posted by Tracy Dacus on February 10, 2014 - 4:02pm
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This just in - another Obamacare mandate delayed!

The Obama administration announced today that employers with between 50 and 99 full-time workers will not have to comply with the Affordable Care Act's requirement for health insurance until 2016.  In addition, those companies with 100 workers or more can avoid penalties if they offer coverage to at least 70% of their full-time employees.  Originally, employers with 50 full-time workers or more had to offer coverage or pay a penalty of $2,000 per employee starting in 2014.  

 

Stand by for more details and analysis here on the Adams Insurance Service blog.

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Posted by Andy Adams on February 7, 2014 - 9:53am
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In his State of the Union speech, the President announced that 9 million people had enrolled for health plans on the exchange.  This is an incredible number compared to the number of enrollees just a few weeks ago.  Does this mean that the exchange is now a huge success?  A turnaround of epic proportions with millions clamoring for its products.  Well . . . 
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