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Norm's Desk

Keep up with our fearless leader right here! Join the fight or just admire the grit.

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health care reform

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Posted by Andy Adams on July 16, 2013 - 4:17pm
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After January 1st, when "community rating" kicks in for individuals and small groups under 50, claims will not be considered to determine health premiums.  Only two factors will be allowed to change the premiums offered by a plan to individuals and small groups under 50 in the same geographic area: age and smoking status.  The premium increase due to age will be limited to a 3 to 1 ratio.

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Posted by Andy Adams on July 16, 2013 - 3:19pm
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"Et tu Brute?"  

You have to wonder if that is what the Obama administration is asking after being taken to the woodshed by three of the largest unions in the country over Obamacare:

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Posted by Andy Adams on July 12, 2013 - 11:22am
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The law of unintended consequences is unrelenting and one that the Obama administration cannot simply waive away by willful non-compliance.

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Posted by Andy Adams on July 8, 2013 - 5:01pm
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Last week's delay of the ACA's employer mandate was a bombshell that caught everyone by surprise.  What does this mean for employers?

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Posted by Andy Adams on July 3, 2013 - 10:28am
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Minimum Essential Coverage plans (MEC Plans) are a hot topic among employers trying deal with the coming employer mandate (now delayed to 2015).  What are MEC plans?

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Posted by Andy Adams on July 2, 2013 - 5:16pm
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News reports indicate that the Employer Mandate will be DELAYED TO 2015!

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Posted by Andy Adams on July 1, 2013 - 2:33pm
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Hobby Lobby's challenge to the contraceptive mandate under the Affordable Care Act received new life as the 10th Circuit Court of Appeals rejected the district court's denial of injunctive relief from the fines and penalties Hobby Lobby may face for refusing to enforced the new rule.

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Posted by Andy Adams on June 7, 2013 - 10:49am
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In late May, "Covered California" triumphantly announced that its rates for individuals next year under the ACA "will range from 2 percent more to 29 percent less than what comparable plans cost this year."  They also produced a pretty chart (at right) to go with it.

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Posted by Andy Adams on May 22, 2013 - 3:09pm
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The Affordable Care Act requires "applicable large employers" (ie, employers with 50 or more full-time or full-time equivalent employees) to offer "minimum essential coverage" (MEC) to its employees.  If the employer does not offer the required coverage, it will be subject to a $2000 per year penalty if any one of its employees obtains a premium credit to purchase health insurance through a health exchange after January 2014.

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