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homeowner's insurance

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Posted by Tracy Dacus on April 10, 2014 - 10:45am
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We’ve been enjoying mild California-like temperatures so far this spring in Houston, but we know the heat is on its way.  And with less than 50% of normal rainfall in Texas, the Water Development Board just reported that drought conditions in our state are getting worse, now affecting two thirds of Texas.  25% of those areas are under ‘extreme’ or ‘worse’ drought conditions.  This is up over 20% from just four months ago, with the worst conditions in the northern and northeastern areas of the state.

With drought conditions comes concern about wildfires.  We’ve seen large wildfires spread in all different parts of the country, and not just during the summer months.  Christie Alderman, new products and services manager for Chubb Personal Insurance says, “At one time, wildfires were more likely to start in the late summer and early fall – and you could warn homeowners about the approaching ‘wildfire season.’  Now we see wildfires threatening homes throughout the year, and it means homeowners must be more vigilant.”

 
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Posted by Tracy Dacus on July 26, 2013 - 3:34pm
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Just imagine you are driving down the street when suddenly your car drops 10 feet down into a huge hole!  That’s what happened to Pamela Knox on July 3, 2013 in Toledo, Ohio.  Fortunately she wasn’t injured, and was helped out via ladder by a local fireman.  

 
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Posted by Tracy Dacus on May 10, 2013 - 9:50am
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A few weeks ago we told you about the giant African land snail, the slimy pest that grows as big as a rat and can eat through stucco and plastic (that story here).  They’ve become a real problem in Florida, and are multiplying quickly since one snail can produce 1200 eggs a year.  Not only can they eat their way through homes and gardens, they also carry meningitis and can even prove deadly to humans.  So earlier this week when a woman in Briar Forest found a very large snail in her garden, Houston started preparing for a full-on snail invasion. 

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Posted by Tracy Dacus on April 15, 2013 - 5:22pm
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If you want to live in the Florida sunshine year round you have to put up with a lot.  Floridians stay prepared for hurricanes to hit their coastline, and you never know when a crocodile is going to come crawling out of a marsh to steal your golf ball.  On top of crocodiles and alligators, a 17 foot, 17 inch Burmese Python weighing 165 pounds was found last August! (story on that here).

But now there’s a new pest hitting Florida -  and it’s slow and slimy.  Meet the giant African land snail.

 

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Posted by Tracy Dacus on March 21, 2013 - 3:48pm
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One issue discussed in the big gun control debate is that of mandatory liability insurance for gun owners.  The New York Times covered this, citing special liability coverage currently available to members of the NRA and the U.S. Concealed Carry Association.  Read the full article here.

The theory is that if you have to buy liability insurance for your gun as you do your car, you’ll be more careful with your weapon.  If you have your CHL, you know the goal is to never have to use the gun in the first place.  But for the sake of discussion, let’s look at what could happen if you did.

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Posted by Andy Adams on March 26, 2012 - 11:00am
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Water or wind damage?Hurricane season is a little more than 60 days away. So, now is the time to ask, how do you like your hurricane damage? Wind or water?

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Posted by Andy Adams on March 31, 2011 - 1:55pm
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Will lawmakers in other states learn the right lesson from the consequences of Washington State's Insurance Fair Conduct Act?  Passed in 2007, the Insurance Research Council found that the law resulted in a $190 million increase in homeowner's insurance costs.

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