Obamacare, rising health care costs, and the First Lady Michelle Obama have all brought attention to the rising problem of obesity in the U.S. Health insurers are offering tools and programs designed to raise awareness of the health risks associated with obesity, including, but limited to hypertension, diabetes, stroke, coronary heart disease, and cancer.
A good return-to-work program can be your secret weapon in reducing workers compensation claim costs. Texas Mutual's blog has applied Steven Covey's "Seven Habits of Highly Effective People" to build a highly effective return-to-work process. Here's a taste:
This question is striking fear in the hearts (yes, we have them) of insurance agents and brokers across Texas. In fact, “Explaining how a modifier is calculated” ranked #487 on the 2007 list of 500 things agents and brokers love about their business. Of course, that does not apply to John Prince. He loves explaining how a modifier is calculated. Seriously. You can reach him at 1-800-438-8346,